Where did your money go this month?

Monyma keeps the books for your pocket, your shop and your workshop in one app. It records bank SMS for you, takes expenses by voice, and answers that question with your own numbers.

  • Personal accounting is free
  • English, فارسی, Türkçe, العربية
  • 65 currencies, Persian calendar built in

Three ledgers, one app

Each ledger has its own tools and reports, and their data never mixes. Only cheques, loans, instalments and debts are shared between them.

Personal accounting

Income and spending, bank and cash accounts, cheques, loans and instalments, money you owe and are owed, a budget per category, and assets such as gold, currency and crypto.

Included in the free edition
  • Accounts
  • Cheques
  • Loans & instalments
  • Debts & credits
  • Categories & budget
  • Gold, currency & crypto
  • Smart insights
  • Plain-language reports

Data entry is no longer your job

Bookkeeping usually stops the day typing everything in gets tiring. Monyma records most of it for you, and you just confirm.

A bank SMS becomes a transaction

Only messages from banks are read, and only on your phone. Payments and deposits record themselves, and when money looks like it belongs to a cheque, an instalment or an invoice, Monyma guesses which one.

Say it, and it's recorded

Say the amount and what it was for. Separate several items with “and”, and each one lands in its own category.

It tells you before it's too late

A sudden drop in an item's sales, a bottleneck on the production line, a bounced cheque or your cash position. Each alert comes with something you can do about it.

Due dates, remembered

Cheques, instalments and debts are flagged before they fall due. The cheque's Sayyad ID is saved with it, too.

Your business, with all its people

Sellers, partners and buyers each see their own share, and nothing more.

Sellers and partners, each on their own phone

Sellers issue invoices without seeing purchase prices or stock. Partners see their share of the profit, and splitting it takes one tap.

  • Sales, commission and targets for every seller
  • An ownership map and profit distribution for partners
  • You open and close each person's access

Showcase: buyers order straight from you

Put your goods and prices in your showcase and buyers send orders from the app. Your purchase prices, margins and stock never leave your phone.

Who can see your showcase?
  • Everyone
  • Approved buyers
  • Invited only

Invoices ready to print

A4, A5 or a Bluetooth thermal printer, with the amount written out in words at the bottom.

SMS to your customers

Scheduled SMS campaigns through your own SMS provider.

Stocktakes and barcodes

Count your stock and see the differences. Scan items with your phone's camera.

Your data stays safe, on any phone

Money is personal. Every permission is asked for separately, backups are encrypted, and you can erase everything whenever you want.

  • Fingerprint sign-in

    The app opens with your phone's fingerprint.

  • In sync across devices

    Every change reaches your account a few seconds later, so another phone or tablet shows the same ledger. The number of devices depends on your edition.

  • Encrypted backups

    Backups are encrypted with AES-256 and saved on your phone or your own Google Drive. The last ten are kept.

  • One permission at a time

    Each permission says what it is for. Skip any of them and the app still works.

  • Everyone sees only their part

    Sellers and partners receive only the part of the ledger you allow.

  • Erase everything

    Hold one button and all your data is erased from your phone and the server.

Start free

Personal accounting is always free. Add the Retail or Manufacturing edition when you need it.

Basic

Free

Personal accounting with bank SMS entry, cheques and instalments, debts, budgets and reports.

Always on

Retail

Price in the app

Goods and invoices, stock, customers and suppliers, sellers, partners and your showcase.

Includes everything in Basic

Manufacturing

Price in the app

Everything in Retail plus raw materials, bills of materials, production orders, wages and order costing.

Includes everything in Retail

Current prices, periods and offers are shown in the app, under Subscription.

Questions people ask

Who is Monyma for?

Anyone who wants to know where their money goes, and shops and workshops that deal with invoices, stock, sellers and partners. All three ledgers live in one app, and you only use the one you need.

Are my text messages sent anywhere?

No. Only messages from banks are read, and that happens on the phone itself. From each message, only the transaction (amount, date and type) is added to your ledger.

Does it work offline?

Yes. Your ledger lives on your phone and syncs with your account whenever you are online. You only need the internet to sign in and to sync.

What if I change or lose my phone?

If sync is part of your edition, sign in with the same mobile number and your ledger comes back. Otherwise, restore the encrypted backup you saved on your phone or Google Drive.

How many people can work on one shop?

The owner, partners and sellers, each on their own phone. Everyone sees only the part of the ledger you allow. The number of devices depends on your edition.

Which languages and currencies?

English, Persian, Turkish and Arabic, with Toman, Rial and 63 other currencies such as the US dollar, euro, Turkish lira and UAE dirham.

How do I erase all my data?

In the app menu, hold “Delete all data from server and app” for three seconds. Everything is erased from your phone and the server, and it cannot be brought back.

Install Monyma

Get the Android app from the store you use. Personal accounting is free, and all you need to start is a mobile number.

Get it on BazaarComing soon Get it on MyketComing soon Direct download (APK)Coming soon