- You spent 21.8 million Toman this month.
- That's 1.4 million less than last month (6%) — nice work.
- Your biggest spending was on Food & Groceries: 6.9 million.
Every line is built from your own transactions. No number is estimated.
Monyma keeps the books for your pocket, your shop and your workshop in one app. It records bank SMS for you, takes expenses by voice, and answers that question with your own numbers.
Each ledger has its own tools and reports, and their data never mixes. Only cheques, loans, instalments and debts are shared between them.
Income and spending, bank and cash accounts, cheques, loans and instalments, money you owe and are owed, a budget per category, and assets such as gold, currency and crypto.
Included in the free editionSales and purchase invoices, goods and stock, customers and suppliers, sellers and partners. Your net profit is in front of you every day.
With the Retail editionFrom raw materials to finished goods: bills of materials, material planning, production orders, wages and overhead, and what each order really cost. Labour and insurance rules update by themselves every year.
With the Manufacturing edition, which includes everything in RetailBookkeeping usually stops the day typing everything in gets tiring. Monyma records most of it for you, and you just confirm.
Only messages from banks are read, and only on your phone. Payments and deposits record themselves, and when money looks like it belongs to a cheque, an instalment or an invoice, Monyma guesses which one.
Say the amount and what it was for. Separate several items with “and”, and each one lands in its own category.
A sudden drop in an item's sales, a bottleneck on the production line, a bounced cheque or your cash position. Each alert comes with something you can do about it.
Cheques, instalments and debts are flagged before they fall due. The cheque's Sayyad ID is saved with it, too.
Sellers, partners and buyers each see their own share, and nothing more.
Sellers issue invoices without seeing purchase prices or stock. Partners see their share of the profit, and splitting it takes one tap.
Put your goods and prices in your showcase and buyers send orders from the app. Your purchase prices, margins and stock never leave your phone.
A4, A5 or a Bluetooth thermal printer, with the amount written out in words at the bottom.
Scheduled SMS campaigns through your own SMS provider.
Count your stock and see the differences. Scan items with your phone's camera.
Money is personal. Every permission is asked for separately, backups are encrypted, and you can erase everything whenever you want.
The app opens with your phone's fingerprint.
Every change reaches your account a few seconds later, so another phone or tablet shows the same ledger. The number of devices depends on your edition.
Backups are encrypted with AES-256 and saved on your phone or your own Google Drive. The last ten are kept.
Each permission says what it is for. Skip any of them and the app still works.
Sellers and partners receive only the part of the ledger you allow.
Hold one button and all your data is erased from your phone and the server.
Personal accounting is always free. Add the Retail or Manufacturing edition when you need it.
Personal accounting with bank SMS entry, cheques and instalments, debts, budgets and reports.
Always onGoods and invoices, stock, customers and suppliers, sellers, partners and your showcase.
Includes everything in BasicEverything in Retail plus raw materials, bills of materials, production orders, wages and order costing.
Includes everything in RetailCurrent prices, periods and offers are shown in the app, under Subscription.
Anyone who wants to know where their money goes, and shops and workshops that deal with invoices, stock, sellers and partners. All three ledgers live in one app, and you only use the one you need.
No. Only messages from banks are read, and that happens on the phone itself. From each message, only the transaction (amount, date and type) is added to your ledger.
Yes. Your ledger lives on your phone and syncs with your account whenever you are online. You only need the internet to sign in and to sync.
If sync is part of your edition, sign in with the same mobile number and your ledger comes back. Otherwise, restore the encrypted backup you saved on your phone or Google Drive.
The owner, partners and sellers, each on their own phone. Everyone sees only the part of the ledger you allow. The number of devices depends on your edition.
English, Persian, Turkish and Arabic, with Toman, Rial and 63 other currencies such as the US dollar, euro, Turkish lira and UAE dirham.
In the app menu, hold “Delete all data from server and app” for three seconds. Everything is erased from your phone and the server, and it cannot be brought back.
Get the Android app from the store you use. Personal accounting is free, and all you need to start is a mobile number.